Benefits
The University of Tennessee at Chattanooga offers a competitive employee benefits package that includes holiday, annual (vacation), sick, bereavement, court and military leave; basic medical and life insurance; educational benefits for employee, spouse and dependents; retirement contributions; tax deferred income plans; flexible benefits plans.
Overview
- New Hire Resources
- Insurance Overview
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Eligible employees and their dependents may participate in the group insurance plan. Insurance benefits include health (medical, pharmacy and behavioral health), dental, vision, short and long-term disability benefits, basic term life and accidental death & dismemberment, and additional voluntary term life and voluntary AD&D insurance options.
- Annual Enrollment
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Dates:
October 1-October 13, 2023
How to Enroll:
Enrollments, changes, cancellations and review of current insurance selections are completed online in the State’s Edison system. UTC employees can access Edison via My IRIS Web without having to remember your Edison ID and password.
To access Edison, sign into the IRIS web portal at https://irisweb.tennessee.edu/irj/portal using your UTC ID and password and click on the Edison folder on the top right area of the browser. Once logged in, choose the Annual Enrollment tile to start your enrollment. Insurance plans you are currently enrolled in or that are available to you are listed in Edison.
Apply for voluntary term life insurance at lifebenefits.com/statoftn.
Enroll in flexible savings accounts at https://www.optumbank.com/Tennessee.
2024 Insurance Resources:
Annual Enrollment Newsletter for 2024 Benefits
Partners for Health - Annual Enrollment
FSA Enrollment Resources:
2024 Medical and Dependent FSA Enrollment Instructions
Insurance
- Health Insurance
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Carriers
BlueCross BlueShield of Tennessee
- 800.558.6213
- Monday - Friday, 7a.m. - 5p.m. CT
- bcbst.com/members/tn_state/
Cigna
- 800.997.1617
- 24/7
- cigna.com/stateoftn
Pharmacy Benefits
- Each of our health plans includes full prescription drug benefits. Pharmacy benefits are manage by CVS Caremark.
- CVS Caremark
- 877.522.8679
- 24/7
- info.caremark.com/stateoftn
Wellness Benefits
- Our health insurance offers many additional benefits, including telehealth, diabetes prevention, behavioral health, substance abuse treatment costs, and more. Please check out the full list of resources for our Included Benefits Extras.
- Behavioral Health Benefits and the Employee Assistance Program are managed by Optum.
Optum
- 855.HERE4TN (855.437.3486)
- 24/7
- Here4TN.com
Health plan members who use certain preferred substance use treatment facilities can have their costs waived. You can view the Substance Use Disorder Preferred Network here: Optum Substance Use Disorder Preferred Provider Network
- Dental Insurance
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Delta Dental
- Delta Dental of Tennessee Dental Preferred Provider Organization (DPPO)
- 800.522.2498
- 7a.m. - 5p.m. CT
- DeltaDentalTN.com/StateofTN
Cigna
- Cigna Dental Maintenance Organization - Prepaid Provider
- 2023 Cigna DHMO Patient Charge Schedule
- 800.996.1617
- 24/7
- cigna.com/stateoftn
- Vision Insurance
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EyeMed
- 855.779.5046
- Mon. - Sat., 7a.m. - 10p.m. CT, Sun. 10a.m. - 7p.m.
- eyemed.com/stateoftn
- Disability Insurance
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Disability insurance helps cover your living expenses by protecting your pre-disability income lost due to sickness, pregnancy or as a direct result of accidental injury. All sick leave, annual leave and comp time must be used before benefits are payable. Members pay the full monthly premium.
Short-term Disability
- Calculate Short-term Disability Premiums
- Disability FAQ for Pregnancy
- 2024 Short-term Disability Premiums
MetLife
- 855.700.8001
- Monday - Friday, 7a.m. - 10p.m.
- metlife.com/info/stateoftn/disability/highered/
Long-term Disability
Reliance Standard Life Insurance Company Long Term Disability Information
Long Term Disability Cancellation
Long Term Disability FAQ
Long Term Disability Claim Form
- Life Insurance
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Securian Financial (Minnesota Life)
- 866.881.0631
- Monday-Friday, 7a.m. - 6.pm. CT
- securian.com/tn-insurance
Life Insurance - State Plan Only (tn.gov)
Life Insurance Member HandbookBasic Term Life and AD&D Insurance
- All benefits-eligible employees receive $20,000 in basic term life insurance and $40,000 in basic accidental death and dismemberment insurance paid by the state at no cost to the employee.
- For all eligible employees, basic terms life insurance coverage will be 1.5 times the employee's base annual salary as of Sept. 1 of each year, even if the employee is not enrolled in health insurance, to a maximum of $50,000.
- The basic AD&D coverage will continue to be two times the basic life term coverage, up to $100,000.
Voluntary Term Life Insurance
- Securian Financial has an online web tool, Benefit Scout, to help employees estimate the amount of voluntary term life insurance that may be needed.
- New hires are guaranteed issue coverage with no medical questions asked if enrolling within the first 30 calendar days of employment. Coverage will become effective on the first day of the month following completion of three full calendar months of eligible employment. Current employees may apply during the annual enrollment period by presenting evidence of insurability through a health questionaire.
- Go to lifebenefits.com/stateoftn to apply.
AD&D Insurance
- In addition to the basic AD&D coverage, employees may buy voluntary AD&D insurance to give additional protection if the employee or employee's covered dependent's death or dismemberment is due to an accident.